🥓Southern England🇬🇧

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Sounds like great self care

How many hours do you normally work a week?

45 to 55 a week

Ouch, similar to me

I wish someone had told my younger self and I’d ignored my ex husband

Ffs

Invest in the s&p500

£100 a month, you won’t regret it in 20y

What is the s and p ?

You familiar with the ftse100?

Yeah

Basically it’s shares, but instead of putting all your eggs (or £100) into one basket, you spread it around 500 baskets each month. If the price rises you get a bit less for your money, and if the price drops then you get more

Kind of like trading but a company is doing it for you

Kind of yes. It’s like a tracker fund

Ignore the numbers in green, I actually put £2600 in

I forgot to put it in an ISA, so moved it

Sounds good so you’ve put 2.6 in and got a return off 381 pound ?

It’s worth £3.2k as I took that

The main thing is, is to not lose your nerve if the markets drop. It’s a good way of getting cheap shares

Historically over medium to long term it always recovers

What’s the website called ? I will have a look at it

I use trading 212

But there’s others out there

I don’t have a link at the moment, so I can’t even make any money from this 😩🤣

lol let me know when you get a link

IDK when that will be. Look into it and just do it if you’re comfy

The sooner you start investing the better. You understand about compound interest? This works on a similar basis

I don’t but I work with a guy who is in to trading so I will ask him

Have you heard of Warren Buffet? He’s an American billionaire. He invests a chunk of his money in the S&P500

Just don’t let your trading buddy convince you to do day trading and short selling. Way too risky for us. Only bet what you can afford to lose (single shares is like betting to me)

S&P500 over the last 25y

It’s on the up and up then looks good

Investing more each month for a higher return aswell

That’s just the basic S&P500 figures

Defo something to look at doing

We aren’t taught to be financially literate when we’re kids sadly

I’m going to set one up for my grandchildren, maybe £25 a month

When they arrive that is

Honestly it’s something that should be taught in schools Mortgages etc how to be financially stable

Yup, agree

Afternoon

Hi Roger

OMG, I’m sick of this cold. Remind me to go on holiday this time next year please 😩

Haha freezing isn’t it

Bloody chilly

I should have gone to work, I’d be warm there 🤣

Omg, I’m looking at holidays and it’s offering me Poland…in January 🤣🤣🤣

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